Personal Cover's Personal Cover allows you and up to 3 others in the same household to be covered no matter what vehicle you are travelling in. Your main vehicle must be registered at the time of purchasing cover and the appropriate premium must be paid for the main vehicle. An additional premium is then payable for you and each member of the household who requires personal cover. You can add personal cover when buying a new policy and it can also be added during the policy term.

Important notes concerning Personal Cover:

  • If you have opted and paid for Personal Cover, as well as the vehicle registered under your name being covered for any driver, any other vehicle in which you are travelling will be covered for breakdown and accident cover.
  • You or a registered person under the policy must be with the vehicle at the time of the breakdown and when help arrives.
  • Service will only be provided in accordance with the level of cover you have purchased, as indicated on your policy schedule and in accordance with the Policy Terms. To ensure Personal cover extends to a vehicle in which you intend to travel, please refer to the General Notes section within the Policy Terms for limitations and exclusions.
  • To qualify for Personal Cover, you must register the main vehicle you drive with You must also pay the appropriate premium for the level of cover required.
  • Personal cover is limited to a maximum of 4 persons in any one household and all vehicles must be registered at the same address.
  • Personal Cover is only available for assistance within the UK. When Personal Four and Five Star cover is purchased for cover in the UK and Europe, cover will only be valid for claims in Europe (see Territorial Limits) on the nominated vehicle declared when cover is purchased. All vehicles nominated for cover in Europe must be aged 10 years old or under at the time of purchase.
Vehicle Breakdown Insurance

As one of the leading providers of vehicle breakdown insurance, offers you a wide range of policies for different needs and budgets. Our Personal Cover policies, for example, ensure you're covered in the event of a breakdown no matter what vehicle you're travelling in - it doesn't have to be the vehicle registered on your policy. While all our vehicle breakdown insurance packages offer real flexibility to the motorist, our Personal Cover product offers even more peace of mind, no matter where you are in the UK, or who you're with. If you want the same level of vehicle breakdown insurance whilst in mainland Europe, our Four and Five Star policies provide cover on the vehicle you register on your policy.

Personal Breakdown Cover

Breaking down can be a stressful experience both for yourself and those travelling with you. But personal breakdown cover from ensures that even if you're travelling in the car of a friend, acquaintance or relative - you can be sure that our experienced Recovery Agents will be on hand should you need roadside assistance.

Car Recovery Policy

Come rain or shine, day or night, when you take out a car recovery policy with, our Recovery Agents are ready to provide assistance around the clock, should the vehicle you're travelling in breakdown. We believe in minimising the stress in such situations, namely by delivering first class roadside assistance with some of the best policy benefits available.