UK and European
vehicle breakdown recovery

GAP Insurance

We’ve teamed up with MotorEasy, who are rated as excellent on Trustpilot*, to offer GAP Insurance for your car.

Why choose GAP Insurance?

Without GAP Insurance, a write off or theft can be expensive! Most insurance companies will only compensate you for the current market value, leaving a shortfall to pay, unless you have the appropriate GAP Insurance in place.

What’s more, a GAP Insurance policy can provide the extra funds to pay off any finance, so that you can purchase a replacement vehicle that you actually want!

That’s why we’ve partnered with Motoreasy to offer you GAP Insurance cover that is up to 64% cheaper* than main dealers, all from as little as £99 for 2 years!

 

What are the different types of GAP Insurance MotorEasy offer?

Return to Invoice

New or used cars purchased within the last 6 months

RTI GAP Insurance covers the difference between your insurer’s payout and either the price you originally paid or the amount needed to settle your outstanding finance balance, whichever is the greater.


RTV - Return to Value

New and used cars purchased more than 6 months ago from a private seller

RTV GAP Insurance covers the difference between your insurer’s payout, based on current value, and the original value, based on your GAP Insurance start date.

CHG - Contract Hire & Lease

New or used cars purchased on a lease or contract hire agreement

Covers up to 100% of any outstanding rental payments on a vehicle, as well as any shortfall in a Finance settlement.

 

All of the above insurance products have a 5 Star Defaqto rating, so With GAP Insurance from MotorEasy, you can have complete peace of mind all year round.

Get a GAP Insurance quote

 

* GAP – Dealer Price Comparison – carried out by Motor Easy in August 2023
(Mercedes a-class – HD21 FOT - Mercedes dealership price, 3 years cover - £359 – cover up to £50,000, 4 years cover - £449 – covered below £25000, £469 – covered above £25,000 - MotorEasy price - £198.84 – 3 years cover; BMW 1 SERIES – RJ70 NBM – 8,000 miles - BMW Dealership price: 3 years cover - £555 -MotorEasy Price: 3 years cover - £198.84)

 

What does Motor Easy GAP Insurance cover?

  • New and used cars – even private sales.
  • Write off’s due to theft, accidental, fire or water damage
  • Optional extras and accessories (factory or dealer installed)

 

What’s included in MotorEasy GAP Insurance?

  • £1000 towards your insurance excess.
  • MotorEasy will pay the difference between your insurer pay out and the cost of a like for like vehicle.
  • No maximum claim limit
  • 30 day cooling off period

Get a GAP Insurance quote

Start Rescue has selected to work in partnership with Motor Easy Ltd. but does not offer any recommendations and/or advice, nor sell alloy wheel insurance or any products available via Motor Easy Ltd. If by contacting Motor Easy Ltd.,you find a suitable product which meets your demands and needs, and you decide to proceed with an application, you will be dealing directly with the product provider. Any contract will be between you and the chosen provider and not Start Rescue.

Start Rescue
£41.34
Green Flag (greenflag.com)
£71.02
RAC (rac.co.uk)
£96.01
The AA (theaa.com)
£115.28
Renew with us and save up to 64%
All competitor prices have been based on our most popular 3 star level of cover for a car aged up to 5 years old and, where applicable, using the postcode CO1 1UX and date of birth 01/01/84. Cover includes roadside assistance, nationwide recovery, home assistance, alternative transport, overnight accommodation and key assist. Prices are inclusive of Insurance Premium Tax and, where applicable, administration fees.  Current website discounts have been applied to the prices listed for The AA. RAC and Start Rescue. Last updated 26/10/2026.

Get a Quote

startrescue.co.uk is rated 4.67 stars by Reviews.co.uk based on 64867 merchant reviews

Why Start Rescue?

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*Based on data for all recoveries made between November 2025 – April 2026.
**Excludes Business Breakdown Cover policies.
Trustpilot Main Logo Trustpilot 4.5 Star Rating

Based on 4788 reviews

Showing our 4 & 5 star reviews
Trustpilot 5 Star Rating

I used the breakdown app. I was sat in Lidl car park with a "dead" ev and was panicking. 30 minutes later the chap arrived and my car was back "alive"...

Ian 9 Hours Ago
Trustpilot 5 Star Rating

Really responsive in updating me during breakdown and responding very quickly. Have never had a bad experience but have had to wait longer when not br...

A. Cannon 18 Hours Ago
Trustpilot 5 Star Rating

Callout response time was quick and the technician very competent.

DK 19 Hours Ago