Frequently Asked Questions
Start typing your question in the box below to narrow down the results shown on this page.
If your vehicle breaks down in the UK, call our 24-hour rescue line and request assistance. Please quote your registration and have ready the details of your location as well as a contact telephone number. We will first attempt to repair your vehicle by the roadside, but if this is not possible we will arrange vehicle recovery to the nearest garage able to undertake the repair. If this is not possible, providing you have purchased the relevant level of cover, we will arrange transport for you, your vehicle and the passengers to your home address or original destination. If you have chosen our One Star breakdown cover, we will recover you to any chosen destination within a 10 mile radius from the scene of the breakdown.
Customers who stay with us, never pay more than our website retail prices! You’ll be offered a lower price at renewal than a new customer buying directly from our website, at our advertised retail prices, based on a like for like quote.
You may find that your renewal price increases as your vehicle gets older or if you upgrade your level of cover, however, as a renewing customer, you’ll still benefit from lower prices compared to new customers buying from our website. If you have any questions in relation to your renewal price, please contact us by logging in to the online Customer Lounge.
You are covered for 6 callouts per insured vehicle or (in the case of Personal Cover) insured person in any one period of insurance.
Should you change the vehicle midterm, the number of callouts provided to the previous vehicle(s) will transfer to the new vehicle.
If you are one of our policyholders, are experiencing temporary financial difficulty and your demands and needs have changed, please contact us and we can let you know the policy options available to you.
If you have purchased our One Star breakdown cover and require a vehicle recovery further than your 10 mile entitlement, we will gladly take you to your chosen destination, but will require payment for any additional mileage. Payment must be made over the phone by credit/debit card at the time assistance is required.
Provided you have purchased the right level of breakdown cover, we will assist you at home or within a one-mile radius of your home address. If we are unable to repair your vehicle, we will arrange vehicle recovery to the nearest garage able to undertake the repair. If it is late in the evening, we may advise you to call for assistance the following day when garages, able to effect a repair, will be open.
If your vehicle is involved in an accident, service will be provided in accordance with the breakdown cover you have purchased. We will also provide you with a free accident claims service, where we may be able to process your claim, obtain reimbursement of your out of pocket expenses, provide free legal expenses, a replacement vehicle and obtain personal injury compensation. Terms and conditions apply.
We aim to have a Recovery Operator with you in 60 minutes, however, this may vary in mainland Europe, depending on your location.
We will first try and repair your vehicle roadside and if this is not possible, recover you to a local garage for repairs. We may offer you alternative options of assistance in accordance with the breakdown cover policy wording to ensure you are inconvenienced as little as possible. If the vehicle cannot be repaired within a reasonable amount of time, to be agreed between you and our Rescue Coordinator, we will recover you, your vehicle and the passengers back to the UK.
- Already have a policy?: You won't need to change the address from your home to University. If you breakdown at University (whilst studying away from the registered address) we can recover you back to your University accommodation. Alternatively, if you're on the way home to the registered address you can be recovered to your home or University accommodation, providing you have nationwide recovery.
- New customer?: If are purchasing cover with us, you can enter either your University accommodation address or your home address and amend when necessary. You won't need to change the address when outside of term time to your home or change back to your university address when term time resumes. Don't forget to pick the cover that is most suitable for your needs and situation.
No, any work carried out, other than roadside assistance, will be a separate contract between you and the repairing garage. You will need to pay for all parts fitted roadside or at the repairing garage.
Depending on your circumstances we may decide to provide alternative accommodation. Within the UK, we will pay a maximum of £150.00 for a lone traveller or £75.00 per person towards the reasonable cost of overnight accommodation including breakfast for you and the passengers whilst the vehicle is being repaired. The maximum Emergency Overnight Accommodation payment per incident is £500.00.
For European policies where breakdowns occur abroad and the vehicle cannot be repaired on the same working day and which results in you not being able to stay at your pre-booked accommodation, the limit is increased to £150.00 per person for one night. The maximum Emergency Overnight Accommodation Abroad payment per incident is £1000.00.
This process is on a pay and claim basis and authorisation must be gained from our Rescue Coordinator.
If you purchased your policy directly using our online Quote and Buy tool at startrescue.co.uk, there is no excess to pay.
If you originally purchased your policy through a Comparison Site and wanted to reduce the annual premium you would need to pay, you may have purchased a policy which requires you to pay an excess each time you breakdown. Your policy schedule will detail if you chose to pay an excess. You can upgrade your policy to remove the excess mid-term or at renewal via the online Customer Lounge. The payable excess will still apply to any claims that occurred before you upgraded the policy or for any claim within 24hours of the time the upgrade was made.
If our repairing Recovery Operator is unable to repair your vehicle within the same working day, or a period agreed between you and our Rescue Co-ordinator, we will pay up to £250.00 (maximum) within the UK or £500,00 (maximum) for claims in Europe, towards the reasonable cost of alternative travel or a hire vehicle up to 1600cc to allow you to complete your original journey.
We will also pay up to £150.00 within the UK, towards the reasonable cost of alternative travel for one person to return and collect the repaired vehicle. This limit is increased to £200.00 within Europe for our Four and Five Star levels of cover, for two people to return and collect the vehicle.
This service can only be used to complete a journey if your vehicle is being repaired a minimum of 20 miles from your home address.
This process is on a pay and claim basis and authorisation must be gained from our Rescue Coordinator.
Unless Personal Cover is purchased, our policy only covers the vehicle registered on our database. The registered vehicle is covered for any driver.
Unless Personal Cover has been purchased, our policy only covers the vehicle registered on our database. Therefore, any change must be notified immediately by either contacting our Customer Services Department or logging in online to our website’s Customer Lounge. Please provide us with your policy number, the new registration, make, model and colour of the vehicle and the date you wish us to make the change. If you do not notify us of the new vehicle details, we may not be able to supply you with a service.
Where a change in vehicle results in your new vehicle being in a different age bracket than your existing one, you may be charged an additional premium, in no circumstance will a refund or credit be provided.
Yes you are entitled to assistance for lack of fuel or running out of charge. We will recover you, the vehicle and the passengers to the nearest fuelling facility.
Within the territorial limits UK provided you have purchased Two, Three, Four or Five Star cover, there is no limit. If your vehicle cannot be repaired at the roadside within 60 minutes and a local garage would be unable to assist within a reasonable amount of time, we will take you, your vehicle, and the passengers home or to your destination anywhere in the UK. If you have purchased our One Star breakdown cover, you are entitled to a recovery within 10 miles of the scene of your breakdown.
For territorial limits Europe please see the Four and Five Star section of the policy wording page 05.
You can purchase a multi-car policy by adding all the vehicles you wish to cover during the quote process. You can also add additional vehicles to an existing policy, providing all vehicles on the policy are registered to the same address. You can add additional vehicles online by logging into the Customer Lounge.
Your policy only covers the registered vehicle in the event of a breakdown. If your vehicle breaks down and your caravan or trailer is attached, providing it meets the policy requirements, it will be recovered with the vehicle. If you have a problem with your caravan or trailer and not the vehicle, we will be able to help you but you will need to pay for the vehicle recovery service immediately on a pay on use basis by credit or debit card.
Recovery of a trailer containing livestock is not covered as part of the policy and will be totally at the discretion of the Recovery Operator which attends the scene. If the trailer cannot be recovered with the livestock inside, providing you do not know anyone locally who can help you, we will try to contact a local company which can provide assistance in transporting the livestock separately. You will need to pay for the additional service immediately on a pay on use basis by credit or debit card.
If a call out is cancelled by you and a Recovery Operator has already been dispatched, you will lose a call out from your policy. We will recommend you to wait for assistance to ensure the vehicle is functioning correctly. If you do not wait for assistance and the vehicle breaks down again, you will be charged for the second and any subsequent call outs.
If you have purchased the appropriate cover, the following countries are covered under the European extension: Andorra, Austria, Balearics, Belgium, Bulgaria, Canary Isles, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hungary, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Sicily, Slovak Republic, Slovenia, Spain, Sweden, Switzerland and Vatican City.
We repair 80% of vehicles roadside, this figure is subject to change.
We cannot cover vehicles in excess of 3,500 kg (3.5 tonnes). Minibuses, limousines, vehicles of a commercial nature over 8 years old or vehicles used for hire and reward. Any request for service if the vehicle is being used for motor racing, rallies, public hire, private hire, courier services or any contest or speed trial or practice for any of these activities. Please refer to your policy wording for full terms and conditions.
We will gladly assist you, although you must have a legal and serviceable spare wheel which can be fitted. You must also have all keys for any locks with you and the correct wheel studs for the spare wheel if it is a different size to the standard wheels. If you do not have the necessary parts to enable us to change the wheel, you will need to pay for the service immediately on a pay on use basis by providing debit or credit card details.
You can switch your Automatic Renewal Protection on or off at any time by changing your settings online within the Customer Lounge or by calling our Customer Services Department.
No, it’s not a legal requirement for you to have breakdown cover in place. However, it does provide you with the peace of mind that should your vehicle breakdown, you and your vehicle can be helped in an emergency without the cost of a large call out and recovery fee.
There is no age limit for cars or motorcycles with us, as we can provide breakdown cover for any age of car or motorcycle. However, we can only provide cover for vans up to (and including) 8 years old. If a van is already covered at the age of 8 and turns 9 during the policy period, it will still be entitled to cover but you will be unable to renew as it will be over our maximum policy age.
If you have received an email advising we can no longer provide breakdown assistance for your vehicle, unfortunately, this is due to the age of the vehicle that you require cover for.
We can currently only provide European breakdown cover for eligible vehicles 10 years and under.
Vehicle Cover – Provides cover for your vehicle, regardless of who is driving.
Personal Cover - Covers you when you are a driver or passenger in any eligible vehicle.
During recovery, pets may have to stay within your vehicle to keep both them and everyone else safe. For larger animals such as those within a livestock trailer or horsebox, we will endeavour to help arrange alternative transport. The cost for this would not be covered by your breakdown policy.
Yes, if you have European breakdown cover with us then we can still assist you with your breakdown. There may be some localised limitations related to Coronavirus, so it’s best to check the restrictions on your route before setting off.
If you have European cover and have been unable to benefit from it due to restrictions related to Coronavirus, then please contact us to discuss your options.
Following the outcome of the trade deal negotiations between the UK and EU, you will need to carry a physical Green Card while driving your vehicle in the European Economic Area (EEA) and some other countries (Andorra, Bosnia and Herzegovina, Serbia and Switzerland). A list of EEA countries is available here.
The Green Card is an International Motor Insurance Certificate (‘IMIC’) issued by insurance providers, guaranteeing that the visiting motorist has the necessary minimum motor insurance cover for driving in the country being travelled to or through.
From July 2020, IMICs can be printed in black text on plain white paper, without the need to list the bureau names and addresses on the reverse. (The long-accepted format on green paper with the bureaux information on the reverse will also remain valid until 30 June 2022).
To find out more information on driving in Europe post-Brexit take a look at our guide.
startrescue.co.uk is rated 4.61 stars by Reviews.co.uk based on 36094 merchant reviews
I have been with START RESCUE for a number of years now. This year i even downloaded the APP. My breakdown cover is a great product, fairly priced and great value. I have never had cause to worry START RESCUE are not there for me whenever i need the service.
Very easy to renew cover.
Impressed by your offer of cheaper renewal cost this year as compared to last year. Have not had cause to use your call out service- yet, But as a retired person -- of an older age - I am reassured that you will be available - if I ever need you.
It was very quick and easy.....Got a reply within minutes.
Fortunately haven't had to use the service yet, but so far it's been a positive experience