UK and European
vehicle breakdown recovery

Personal Breakdown Cover from Start Rescue

If you own more than one vehicle or are regularly a passenger or driver of other vehicles, then you may benefit from a personal breakdown cover policy.

 

Breakdown cover for you and 3 others

More than one vehicle in your household?

Start Rescue's Personal Cover allows you and up to 3 others in the same household to be covered in the event of a breakdown, for whichever vehicle* you are using to travel.

 

Simple and straightforward personal breakdown cover

It couldn’t be easier to set up and buy your Personal Breakdown Cover as there is no need to register any vehicle* on the policy.

Your breakdown cover personal policy can be set up initially just for yourself and additional household members requiring Personal Vehicle Breakdown Cover can be added at any time during the policy term.

 

Vehicle breakdown cover

Alternatively, you can purchase cover just for a specific vehicle on our Annual Breakdown Cover page.

 

*Personal cover covers you when travelling in cars, motorcycles and vans of any age as a driver or passenger. All vehicle types must not exceed 3.5 tonnes gross vehicle weight. (Please note: We cannot cover minibuses, limousines, motorhomes or horseboxes, any request for service if the vehicle is being used for motor racing, rallies, public hire, private hire, courier services or any contest or speed trial or practice for any of these activities).

Read More...

startrescue.co.uk is rated 4.65 stars by Reviews.co.uk based on 57106 merchant reviews

Mr Clive

I've used Start Rescue for several years in the past but have recently had a motor insuance policy tyhat inluded breakdown cover in the UK, and as a result of Covid and Brexit we did not travelled abroad for several years so I had no need of European cover. However I have now changed my motor insurer and have therefore once again taken out Start Rescue's policy on line including European cover - all very easy and efficient. Well Done!

23 Hours Ago

Mr Phil

Simple, quick and easy to organise. So many options to choose from so you can easily find the services that you need. The discount for the second car was a nice bonus.

1 Days Ago

Mr Garry

My brother been with you for many years

1 Days Ago

Mr John

Joining was very easy and the IPhone app downloaded fine.

3 Days Ago

Miss

Was easy to complete the online application. The cost also reasonable. I liked that before clucking the submit button, a notice comes up saying check with your bank account first, as you may already have cover.

4 Days Ago

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Customers who stay with us never pay more than our website retail prices!

Compare Our Pricing...

on our most popular 3 star level of cover

£38.64
Per Year
Start Rescue
£57.26
Per Year
Green Flag
£181.50
Per Year
RAC
£175.77
Per Year
The AA

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All competitor prices have been based on our most popular 3 star level of cover for a vehicle aged up to 5 years old. Cover includes roadside assistance, nationwide recovery, home assistance, alternative transport, overnight accommodation and key assist, and, where applicable, using the postcode CO1 1UX Last updated 15/05/2024.

Why Start Rescue?

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Personal Breakdown Cover

from

£60.96*

per year

from

£93.32*

per year

from

£108.25*

per year

To help you work out whether Personal Cover is the right breakdown insurance for you, we have answered a selection of popular questions to help you below, but if you can’t find what you’re looking for here, please refer to our Frequently Asked Questions.

What is Personal Breakdown Cover?

Personal breakdown cover is breakdown cover for persons as opposed to relating to a specific vehicle.

The breakdown cover personal policy is an insurance policy that provides UK roadside assistance and recovery cover for the policyholder(s) in any vehicle they are travelling in.

You must understand whether personal breakdown cover is the correct policy for you and ensure you are fully aware of the policy terms and conditions.


Why should I choose Personal Breakdown Cover?

As one of the leading providers of vehicle breakdown insurance, Start Rescue offers you a wide range of breakdown cover policies for different needs and budgets for both vehicle cover as well as personal cover.

While all our vehicle breakdown cover insurance packages offer real flexibility to the motorist, our Personal Breakdown Cover product offers even more peace of mind, no matter where you are in the UK, or who you're with.

Our Personal Vehicle Breakdown Cover policies ensure you're covered in the event of a breakdown no matter what vehicle* you're travelling in - it doesn't have to be the vehicle registered on your personal breakdown cover policy. 

Pros and cons of Personal Breakdown Cover

Pros of Personal Breakdown Cover

Cons of Personal Breakdown Cover

Provides cover as a driver or passenger in any vehicle* you are travellingPersonal cover polices can be more expensive than vehicle cover, especially if you only have one vehicle that you wish to cover
If you own or drive  more than one vehicle*, a personal cover policy can work out to be cheaper than arranging a breakdown cover policy for each individual vehicleAs it is you that is covered and not the vehicle, if anyone else is driving your vehicle* and they breakdown without you being present, the breakdown would not be covered (unless they are named on the personal cover policy and reside at the same address as you)
You can cover up to 4 people who live at the same address on the same personal cover policyWe cannot provide European cover with our Personal Cover policies
You are covered as a passenger in any vehicle.* If you are in a vehicle* with someone who doesn’t have breakdown cover you are covered for assistance 
With vehicle cover, you must remember to tell your breakdown provider if you change your vehicle, else you will not be covered. With Personal Cover, there is no need to remember to tell us if you change  your vehicle* 


Can I use my Personal Breakdown Cover for someone else?

Breaking down can be a stressful experience both for yourself and those travelling with you. But personal breakdown cover from Start Rescue ensures that even if you're travelling in the vehicle* of a friend, acquaintance or relative - you can be sure that our experienced Recovery Operators will be on hand should you need roadside assistance.

How much does Personal Breakdown Cover cost?

At Start Rescue, we understand that everyone’s personal requirements for breakdown cover differ – Which is why we offer personal breakdown cover policies to match.

We offer three levels of personal breakdown cover, from our cheapest One Star policy, through to our most comprehensive, best personal breakdown cover - Three Star personal breakdown cover.

How reliable is Start Rescue?

Come rain or shine, day or night, when you take out a roadside assistance and vehicle recovery policy with Start Rescue, our Recovery Operators are ready to provide assistance around the clock.

With our personal breakdown cover policies, should the vehicle* you're travelling in breakdown we will be on hand to help.

We believe in minimising the stress in such situations, namely by delivering first-class roadside assistance with some of the best personal breakdown cover policy benefits available. 

You can see how Start Rescue's personal breakdown cover compares here.

What vehicles am I covered in with Personal Breakdown Cover?

* If you purchased Personal Vehicle Cover, you will be covered when using one of the following vehicles for travel:

  1. Cars of any age;
  2. Motorcycles of any age;
  3. Vans of any age.

All vehicle types must not exceed 3.5 tonnes gross vehicle weight.

(Please note: We cannot cover minibuses, limousines, motorhomes or horseboxes, any request for service if the vehicle is being used for motor racing, rallies, public hire, private hire, courier services or any contest or speed trial or practice for any of these activities).

Can I add additional people to my Personal Breakdown Cover policy?

Yes, it is possible to add additional people to your personal breakdown policy.

You can add anyone (friend, partner, daughter, son, husband, wife) to your breakdown personal cover as long as they all reside at the same address as the registered policy address.

Buy breakdown cover 

 

startrescue.co.uk is rated 4.65 stars by Reviews.co.uk based on 57106 merchant reviews

Mr Clive

I've used Start Rescue for several years in the past but have recently had a motor insuance policy tyhat inluded breakdown cover in the UK, and as a result of Covid and Brexit we did not travelled abroad for several years so I had no need of European cover. However I have now changed my motor insurer and have therefore once again taken out Start Rescue's policy on line including European cover - all very easy and efficient. Well Done!

23 Hours Ago

Mr Phil

Simple, quick and easy to organise. So many options to choose from so you can easily find the services that you need. The discount for the second car was a nice bonus.

1 Days Ago

Mr Garry

My brother been with you for many years

1 Days Ago

Mr John

Joining was very easy and the IPhone app downloaded fine.

3 Days Ago

Miss

Was easy to complete the online application. The cost also reasonable. I liked that before clucking the submit button, a notice comes up saying check with your bank account first, as you may already have cover.

4 Days Ago
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