Business Breakdown Cover

Fleet Breakdown Cover

At Start Rescue we understand the valuable assets that your company vehicles are, which is why we're on hand to keep the wheels of your business turning.

Any moment spent off the road is a decrease in the productivity of your company.

With our fleet breakdown cover, you and your team can head out on the road, knowing that we've got you covered should you unexpectedly experience an issue with any of your vehicles.

No business is too large or small

Just like vehicles, we understand businesses come in all shapes and sizes - whether you are looking for business fleet breakdown cover for a single vehicle, a small fleet of vans, or commercial breakdown cover for an extensive fleet, we're on hand to help.

Fleet breakdown cover for all your vehicles

Our commercial fleet breakdown cover policies offer comprehensive breakdown cover provisions for your business.
Looking for business van breakdown cover for your small independent business? Need breakdown cover for your courier vehicle? Are you a multinational company with a range of business cars, vans and small trucks?
Two wheels or four, we can provide fleet car breakdown cover and fleet breakdown cover for vans, motorcycles and trucks for:

  • Non-Hire & Reward: Cars, motorcycles, vans and commercial vehicles used for personal and business use, and carriage of own goods and tools, not including vehicles used for hire and reward or goods delivery.
  • Self-Drive Hire: Cars, vans and commercial vehicles which you rent to third parties under a rental agreement.
  • Public & Private Hire: Cars and taxis used for public or private hire. Vehicles used for both taxi and courier services should be declared as ‘Courier / Goods Delivery’ vehicles, as they will not be eligible for cover under this usage. Public & Private Hire is not available for vehicles over 3.5 tonnes GVW. 
  • Courier / Goods Delivery: Cars, motorcycles, vans or commercial vehicles used for parcel and document delivery, fast food delivery, grocery or goods delivery.

Please note: We are unable to provide cover for vehicles with refrigerated loads, livestock, or hazardous chemicals, buses, coaches, minibuses, limousines or vehicles with more than ten seats, motor homes, horseboxes or agricultural machinery or any vehicle not included in the vehicle usage definition 

  • Vehicles up to 3.5 tonnes can be covered in the UK and Europe
  • Vehicles up to 7.5 tonnes can be covered in the UK only

Great benefits for breakdown cover for fleet

Our business breakdown cover policies come with a great range of benefits as standard:

  • Roadside assistance
  • Local recovery
  • Home Assist
  • Misfuel cover

It's also possible to enhance your fleet breakdown cover and opt to include add-ons to cover your fleet for national recovery and, for vehicles under 3.5 tonnes - European cover.

Fleet breakdown cover comparison

Discover what you will be covered for, across our three levels of fleet breakdown cover:

UK Roadside

  • Roadside Assistance
  • Home Assist
  • Local Recovery up to 10 Miles
  • National Recovery
  • Alternative Travel
  • Emergency Overnight Accommodation
  • Misfuel Assist
  • Caravans & Trailers (attached)
  • Keys
  • European Assistance and Recovery
  • Pre-departure Cover
  • Driver Illness or Injury
  • No Excess to Pay
  • Electric and Hybrid Vehicles Covered
  • Free Business Cover Benefit - UK Accident Assistance Service

UK National

  • Roadside Assistance
  • Home Assist
  • Local Recovery up to 10 Miles
  • National Recovery
  • Alternative Travel
  • Emergency Overnight Accommodation
  • Misfuel Assist
  • Caravans & Trailers (attached)
  • Keys
  • European Assistance and Recovery
  • Pre-departure Cover
  • Driver Illness or Injury
  • No Excess to Pay
  • Electric and Hybrid Vehicles Covered
  • Free Business Cover Benefit - UK Accident Assistance Service

UK & European

  • Roadside Assistance
  • Home Assist
  • Local Recovery up to 10 Miles
  • National Recovery
  • Alternative Travel
  • Emergency Overnight Accommodation
  • Misfuel Assist
  • Caravans & Trailers (attached)
  • Keys
  • European Assistance and Recovery
  • Pre-departure Cover
  • Driver Illness or Injury
  • No Excess to Pay
  • Electric and Hybrid Vehicles Covered
  • Free Business Cover Benefit - UK Accident Assistance Service

Instant fleet breakdown cover quotes

Our online business breakdown cover quote and buy facility makes it easy to get a quote for your fleet breakdown cover requirements.

Simply click here to get your quote and to get you started on the road to business vehicle breakdown cover with Start Rescue.

Fleet Breakdown Cover Frequently Asked Questions

Yes. With our business breakdown cover we want to ensure that policy can be tailored to exactly meet the requirements of your business. To achieve this, we avoid adopting a ‘one size fits all’ approach and instead empower you with the flexibility to arrange the exact breakdown cover you require, on a vehicle-by-vehicle basis.

Knowing that businesses need to be able to be flexible to adapt to meet the changing market needs, our business breakdown cover for fleet vehicles allows for you to make amendments to your policy throughout the duration of your fleet breakdown cover.

Need to add European breakdown cover for one of your fleet cars? No problem! Need to amend a vehicle registration or add a new vehicle to your existing business breakdown cover policy? No issues there either. (Please note, an additional payment will be required for any upgrades made during the period of your policy schedule).
All our business breakdown policy holders have access to their own exclusive Business Lounge, enabling you to log in and view or amend your policy details online 24/7.

With a Start Rescue business breakdown cover policy, we are able to provide business fleet car breakdown cover as well as fleet breakdown cover for vans, motorcycles and trucks for:

  • * Vehicles up to 3.5 tonnes - can be covered in the UK and Europe 
  • * Vehicles up to 7.5 tonnes - can be covered in the UK.

We are unable to provide cover for vehicles with refrigerated loads, livestock, or hazardous chemicals, buses, coaches, minibuses, limousines or vehicles with more than ten seats, motor homes, horseboxes or agricultural machinery or any vehicle not included in the vehicle usage definition 

We know it’s not uncommon for people to use their vehicle for more than one type of work, and that’s ok.  For example, if you use your car for taxi services and food deliveries, we can still provide you with the appropriate business fleet breakdown cover.
When arranging your quote, simply select the ‘Courier / Goods delivery’ option to ensure you will be covered for a breakdown in either of these work scenarios.

The maximum number of claims/callouts you can make on your policy is limited to 300% of the number of vehicles on cover.

For example, the equivalent of one callout/claim in the period of insurance for a policy with one insured vehicle would represent a 100% usage rate out of 300% leaving 2 callouts/claims remaining. Another example is a policy with ten vehicles that makes 20 callouts/claims within one period of insurance would have a 200% usage rate out of 300% leaving 10 callouts/claims remaining.

For Multiple vehicle policies, no more than four callouts/claims can be made against any individual vehicle during the policy period.  

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