Gross Vehicle Weight (GVW) means the weight of a vehicle including the maximum load that can be carried safely when it's being used on the road. This is also known as Maximum authorised Mass (MAM) or permissible maximum weight.

It will be listed in the owner's manual and is normally shown on a plate or sticker fitted to the vehicle.

The most common weight for a standard panel van is exactly 3,500kg/3.5 tonnes.

Please select the 'up to and including 3.5 tonnes' option for such vehicles.

Non-Hire & Reward

Cars, motorcycles, vans and commercial vehicles used for personal and business use, and carriage of own goods and tools, not including vehicles used for hire and reward or goods delivery.

Self-Drive Hire

Cars, vans and commercial vehicles which you rent to third parties under a rental agreement.

Public & Private Hire

Cars and taxis used for public or private hire. Vehicles used for both taxi and courier services should be declared as ‘Courier / Goods Delivery’ vehicles, as they will not be eligible for cover under this usage. Public & Private Hire is not available for vehicles over 3.5 tonnes GVW. This policy does not cover minibuses.

Courier / Goods Delivery

Cars, motorcycles, vans or commercial vehicles used for parcel and document delivery, fast food delivery, removal services, grocery or goods delivery or the movement or recovery of vehicles. Cover is not available for vehicles transporting refrigerated or hazardous loads.