Courier and Delivery Driver Breakdown Cover

 

From fast food to fast moving goods, we appreciate the how important it is for courier delivery drivers to be on the road and making deliveries on time.

Our specially tailored courier delivery breakdown service helps you to avoid suffering financial loss and facing dissatisfied customers in a range of industries from fast food delivery, removal services, parcel deliveries or goods distribution services.

With a courier breakdown policy with Start Rescue, you will have peace of mind that, should you suffer a vehicle breakdown, we will quickly be on hand to assist in getting you moving again – That’s why more than 9 out of 10 of our customers recommend us after receiving service for a breakdown.*

What’s more, our breakdown cover for delivery drivers and couriers includes a great range of services as standard: (please see further below for extra cover you can include if its required):

Roadside Assistance

In the event your courier delivery vehicle breaks down, we will arrange for a recovery operator to attend and where they deem appropriate, they will spend up to 60 minutes to try and repair the vehicle.

Local Recovery

If we are unable to repair your vehicle at the roadside, we will arrange to recover your  vehicle to the nearest suitable garage which is able to undertake the repair within 10 miles from the scene of the breakdown; Or: if the above is not possible at the time or the repair cannot be made within the same working day, we will pay for the vehicle to be transported to your chosen destination up to 10 miles from the scene of the breakdown.

Home Assist

Home assist is included as standard on your delivery vehicle breakdown cover,  with  more than 1 in 3 vehicle breakdowns happening at home**,  this policy benefit really can prove to be invaluable to customers, for example, the many people opting to work as Flex drivers or fast food delivery drivers to earn some extra cash and whose vehicles will ordinarily be kept at their home address.

We will also cover you in the event of a breakdown within ¼ mile of your home address.

Misfuel Cover

In the event your vehicle’s fuel tank is filled with the incorrect type of fuel, we will pay up to £250 (inclusive of VAT) towards a fuel drain and flush to be completed at the roadside; or the recovery of your vehicle and passengers to the nearest suitable repairer (within 10 miles) and their reasonable costs to drain and flush to your vehicle’s fuel tank.

 

You can even opt to include cover for your vehicles for national recovery and European cover for vehicles under 3.5 tonnes – Ideal for deliveries which involve long distance drops or international courier services.

 

*Based on data for all recoveries made between October 2024 – March 2025.
**Data based on all breakdowns attended during 2024, where 36% of calls were for home assist

Fleet breakdown cover comparison

Discover what you will be covered for, across our three levels of fleet breakdown cover:

UK Roadside

  • Roadside Assistance
  • Home Assist
  • Local Recovery up to 10 Miles
  • National Recovery
  • Alternative Travel
  • Emergency Overnight Accommodation
  • Misfuel Assist
  • Caravans & Trailers (attached)
  • Keys
  • European Assistance and Recovery
  • Pre-departure Cover
  • Driver Illness or Injury
  • No Excess to Pay
  • Electric and Hybrid Vehicles Covered
  • Free Business Cover Benefit - UK Accident Assistance Service

UK National

  • Roadside Assistance
  • Home Assist
  • Local Recovery up to 10 Miles
  • National Recovery
  • Alternative Travel
  • Emergency Overnight Accommodation
  • Misfuel Assist
  • Caravans & Trailers (attached)
  • Keys
  • European Assistance and Recovery
  • Pre-departure Cover
  • Driver Illness or Injury
  • No Excess to Pay
  • Electric and Hybrid Vehicles Covered
  • Free Business Cover Benefit - UK Accident Assistance Service

UK & European

  • Roadside Assistance
  • Home Assist
  • Local Recovery up to 10 Miles
  • National Recovery
  • Alternative Travel
  • Emergency Overnight Accommodation
  • Misfuel Assist
  • Caravans & Trailers (attached)
  • Keys
  • European Assistance and Recovery
  • Pre-departure Cover
  • Driver Illness or Injury
  • No Excess to Pay
  • Electric and Hybrid Vehicles Covered
  • Free Business Cover Benefit - UK Accident Assistance Service

Taxi Breakdown Cover Frequently Asked Questions

There is no legal requirement for you to have a breakdown cover policy for your vehicle, although having a suitable breakdown cover in place can offer you the assurance that assistance is on hand if needed. This is especially in the courier delivery industry where time is of the essence and time spend having a vehicle off the road can prove costly.

Breakdown cover charges for courier and delivery drivers vary depend on the level of cover required and the vehicle size. With Start Rescue, our vehicle breakdown cover for courier and goods delivery is available from £173.06 per year, whilst our most popular level of vehicle cover for courier delivery drivers, UK National, is available from £240.61 per year for an individual car, motorbike or van under 3.5 tonnes. We can also cover vehicles up to 7.5 tonnes in the UK for an additional premium.

We offer discounts for multiple vehicle policies and these discounts will be automatically applied during the quote journey.

Start Rescue Business Breakdown Cover policies have been designed in such a way as to enable you to cover all of your company vehicles on one policy, offering a truly bespoke solution for your business needs. If your company owns vans for deliveries as well as company cars, these can all be selected within the quote process. Need cover for some of your fleet in Europe but only require cover for other vehicles in the UK? Not a problem! It’s easy to select different levels of over for each of your vehicles so you get cover for exactly what you need. We can cover vehicles up to 3.5 tonnes in Europe and 7.5 tonnes in the UK.

We appreciate the changing needs of businesses, so whether you are growing your business and adding new vehicles to your fleet, or upgrading your current vehicles, amending your business breakdown cover policy is straightforward. You can even upgrade the level of cover for any of your vehicles* our business breakdown policy holders have access to their own exclusive Business Lounge, enabling you to log in and view or amend your policy details online, throughout the duration of your cover.

 *Please note, an additional payment will be required for any upgrades made during the period of your policy schedule.