For drivers aged 17 to 24, after the initial purchase cost, the most expensive aspect of motoring is insurance. This is because age - or lack of - is a big determining factor in how insurers calculate their premiums; younger drivers are simply more likely to have an accident.
One of the best ways to minimise your insurance premium is to buy a smaller car. Better yet, choose a second hand small car.
We've put together a list of some of the cheapest cars to insure for new drivers, based on data from Admiral and GoCompare. Depending on which list you read, premium estimates can vary by several hundred pounds. That said, the same 10 to 15 models appear on most lists.
10. Peugeot 108 1.0 (68 BHP) and Peugeot 107 - Insurance group 7
GoCompare puts the premium at £968, while Admiral says insuring an example of the earlier model, the 107, will cost just £589.25. Both cars are great urban runabouts, with MPG ratings in excess of 60, but finding a used 107 could save you several hundred pounds.
The latest i10 has come a long way since the first generation in 2007. Somehow, it's tiny and spacious at the same time, with five seats (and five doors).
GoCompare says it will cost £948 to insure an i10.
GoCompare says a Ford Ka costs from £947 per annum to insure, while Admiral says it's possible to cover a model for as little as £580. Big boot, mileage in excess of 55mpg, and because it’s a Ford, low cost spares and repairs.
The Viva first appeared in 1963 and after a long hiatus, its back. However, the diminutive runabout faces stiff competition from the Hyundai i10; Kia Picanto; and Suzuki Celerios, among others. GoCompare says it will cost about £947 for a young person to insure this car.
The cheerful-looking Fiat 500 has been a hit since way back in 2008. Alongside frugal engines and low running costs, it's fairly cheap to insure for young drivers. GoCompare says it costs around £925 per annum to cover.
This cute runabout delivers good fuel economy and performance, although the range topping Adam Rock S is a little pricey. GoCompare says it costs from as little as £923 for a younger driver to insure.
The 59 BHP is fine for getting around town, but if you take longer trips on a regular basis, you should consider a bigger engine. Nearly identical to the VW Up! and the Seat Mii. GoCompare says it will cost about £913 annually to insure a Citigo, with a similar figure for the Seat Mii.
The Citroen C1 is a great choice for younger drivers, with a cheeky design aesthetic and a fun drive. GoCompare says it costs from £903 to insure, while Admiral says it costs from £591.43 annually. Either way, it's one of the best insurance deals you're likely to find.
Having come sixth in the What Car? Reliability Survey, the Kia Sportage is well put together. It also has a good level of equipment and plenty of space. In terms of insurance, it costs as little as £566.58 (Admiral) for an entry level model.
1. Volkswagen Up! 1.0 (59 BHP) - Insurance group 2
While very similar to the Seat Mii and Skoda Citigo, the Up! has the more prestigious badge and slightly more upmarket interior. GoCompare says it will cost from £888 to insure an Up!
- Choose an insurance policy with telematics or “black box”
- Add an experienced driver with a clean record to your policy